Our IVF refund plan provides a stated percent refund of in-cycle expenses if a pregnancy sustained through the first trimester (12 weeks) does not result. Although multiple transfer cycles may be required, all frozen embryos resulting from the initial egg retrieval must be transferred in order to qualify for refund. The refundable expenses for clinical and laboratory services associated with the IVF cycle are outlined below. The program applies only to those couples and individuals for whom IVF is medically indicated. This plan is applicable to ovum donation, but not situations requiring a gestational carrier.

Pacific Fertility Center is proud of the fact that we maintained the same fee schedule for over 10 years. Unfortunately, due to the current economy, the cost of daily business operations has increased substantially and we have found it necessary to adjust our fees.

Please take note, that effective November 1, 2008, Pacific Fertility Center and Pacific Fertility Center Egg Donor Agency will be increasing fees for all services (storage fees will not be affected by this increase). However, if we receive your completed financial agreement and cycle payment on or before October 31, 2008, the current fee schedule will be honored. Otherwise, the new fee schedule will be effective November 1, 2008.

In-cycle services provided under plan:

• medical services provided by a PFC physician in our facilities, including clinical monitoring, egg retrieval, embryo transfer and in-cycle medical consultations related to IVF
• basic services of the IVF laboratory, including the in-vitro fertilization procedure, and cryopreservation and storage of embryos for one year.
• subsequent transfer of any frozen / thawed embryos within a one-year period.

Costs not covered and not refundable under plan:

• pre-cycle evaluation and lab testing
• medications for ovarian stimulation and preparation of the uterus for optimal implantation
• anesthesia during the egg retrieval procedure
• pregnancy tests: obstetrical ultrasound
• facilities charge

Special services not required by all patients-costs not covered and not refundable:

• services of a non-PFC physician, such a as a urologist performing a Testicular Sperm Extraction (TESE) procedure or an obstetrician monitoring a patient outside of a PFC facility
• any other medical treatment or monitoring provided by a non-PFC physician and / or facility
• Intracytoplasmic Sperm Injection (ICSI) fees or other specialized laboratory services
• donor sperm
• agency and ovum donor fees

IVF Refund Plan Fees

Fees for the IVF Refund Plan are based upon the age of the woman providing the eggs at the commencement of the cycle. The date of commencement of the cycle is determined by the start date of the fertility medications used to stimulate the production of multiple follicles.

Medical Criteria:

• IVF/ET must be medically indicated.
• The female partner must use her own eggs, or those of an acceptable donor and her own uterus.
• The female partner must meet medical criteria based upon review of past medical history, physical examination, precycle lab work including measurement of FSH and estradiol, and documentation of a normal uterine cavity, free of pathology. If using her own eggs, she must be less than 39 years of age.
• Medical and psychological evaluation must show that the woman is physically and mentally capable of carrying a pregnancy and giving birth.
• An appropriate sperm source must be provided by the individual or couple.
• The couple or individual must comply with all medical protocols and directives related to treatment prescribed by the PFC physician.
• The number of fresh or thawed embryos transferred per cycle will be decided in consultation with a PFC physician, but the couple or individual may choose to transfer as few as two (2) embryos per cycle of treatment
• All embryos resulting from the fertilization of eggs removed during a single egg retrieval procedure must be transferred either fresh or frozen/thawed even if this takes several cycles to accomplish, unless the PFC physician determines that additional embryo transfer procedures are not medically advisable.
• The couple or individual must sign all informed consent and financial agreement documents.

IVF Refund Plan Fees (Effective November 1, 2008)

                                                                        FEE                     REFUND

< 30 years of age                                         $12,400                $ 9,920*

30-33 years of age                                       $13,900                $11,120*

34-36 years of age                                       $16,200                $12,960*

37-38 years of age                                       $16,600               $11,620**

donor< 34 years of age                                $13,800               $11,040*

                                                                   REFUND: *80%; **70%

Included in services:

• One (1) fresh cycle of IVF
• Thawed embryo transfer cycles to use all cryopreserved embryos
• Cryopreservation for one (1) year

Not included: precycle screening, medications, anesthesia, facilities charges, and when applicable, donor fees, ICSI fees

NOTE: Must meet inclusion criteria to participate in this plan.

All fees are subject to change without advance notice. If the couple or individual and PFC have executed a financial agreement, the price stated in the agreement will be honored for the cycle, regardless of any change in fees occurring after the document was signed. Prices effective 11/01/08.